Domestic Travel Insurance Cover | StaycationCover.ie

The BENEFITS ASSOCIATED WITH OUR GOLD AND SILVER STAYCATION POLICIES ARE LISTED BELOW.

Please note the Benefits listed below contain a brief explanation of each cover. For a detailed description and the associated Policy Terms and conditions, please refer to the Policy Wording.

download policy
download IPID
download IPID

If you have to cancel or curtail your trip due to the following reasons you will be able to claim for some of your uncoverable staycation travel costs:

  • Death, injury, illness or quarantine; or
  • being called for jury service or as a witness in a Court of Law; or
  • redundancy; or
  • your home being made uninhabitable due to: accidental damage, burglary, flooding or fire; or
  • as a member of the Armed Forces, emergency services or a government employee being ordered to return to duty.
-

Subject to a €2,000 per person limit

-

Subject to a €1,500 per person limit

Subject to the appropriate excess

If you cannot use your holiday rental accommodation because of fire, flood, storm, lightning, you will be covered for the reasonable extra cost of accommodation and travel, to move to other alternative accommodation.

Subject to a €200 per person limit and the appropriate excess

We will pay up to the amount shown in the summary of cover for medical transfer if you are hospitalised 50 miles or more from home. We will arrange and pay for your transfer to a suitable hospital near your home when it becomes medically feasible. If necessary, we will also arrange and pay for a medical escort to accompany you.

Subject to a €500 per person limit and the appropriate excess

We will pay up to the amount shown above for the value or cost of repair of any of your own personal possessions which are lost, stolen, damaged or destroyed

Please note this section is subject to depreciation for wear and tear.

-

Subject to a €2,500 per person limit

-

€250 per person limit

-

€250 per person limit

-

Subject to a €1,500 per person limit

-

€150 per person limit

-

€150 per person limit

Subject to the appropriate excess

We will pay you up to the amount shown above if your own money is lost or stolen whilst being carried on your person or left in a locked safety deposit box (or equivalent facility).

-

Subject to a €500 per person limit

-

€300 per person limit

-

€100 per person limit

-

Subject to a €500 per person limit

-

€200 per person limit

-

€100 per person limit

Subject to the appropriate excess

if your booked accommodation becomes uninhabitable during your trip as a result of flooding, fire, subsidence or damage caused by a storm before or during your trip you can claim some of your costs back.

-

Subject to a €1,000 per person limit

-

Subject to a €500 per person limit

Subject to the appropriate excess

We will pay the value or cost of repair of any of your own camping and sports equipment (not hired, loaned or entrusted to you) which are stolen, damaged or destroyed (after making proper allowance for wear and tear and depreciation).

Subject to a €750 per person limit and the appropriate excess

If your bicycle is stolen you can claim to replace it.

Please refer to the policy wording for terms and conditions of this cover.

Subject to a €300 per person limit and the appropriate excess

If your mobile phone, smart phone, laptop or tablet is lost, stolen, damaged or destroyed you can claim to replace it.

Subject to a €300 per person limit and the appropriate excess

If you sustain a bodily injury whilst on your trip which results, within 12 months of the incident that caused your injury, in your; death, loss of limb, loss of sight or permanent total disablement.

Policy Limits

-

€ 20,000

-

€ 20,000

-

€ 5,000

-

€ 2,500

-

€ 20,000

-

€ 5,000

Please refer to the policy wording for terms and conditions of this cover.

If you accidentally injure someone else and this extends to you causing their death or illness and/or if you accidentally damage someone else’s property, then we will indemnify you for these damages if you are legally liable for the damage you have accidentally caused.

Subject to a €500,000 per person limit

Please refer to the policy wording for terms and conditions of this cover.

WHAT IS COVERED BY STAYCATIONCOVER.IE INSURANCE?

icon of house

Holiday Cancellation

Cancellation fees and lost deposits on prebooked travel if your trip is cancelled due to an insured event (e.g. unforeseen injury or jury duty) up to €2,000

icon of men wearing mask

Covid-19 Benefit

Covers you if you are hospitalised as a result of COVID-19 during your trip.

icon of luggage

Personal Property
(Including Gadgets)

Cost of repairing or replacing your belongings if they get lost, stolen or damaged during your trip, up to €2,500 (sub-limits apply).

icon of 
 car and key

Motor Breakdown Cover

Insurance cover for Roadside repairs and towing if you breakdown up to €500

icon of bicycle

Bicycle Cover

Replacement bike if yours is stolen, up to €300.

icon of 
 tent

Tent Cover

Repair or replacement of your tent if it is stolen or destroyed, up to €750